Homes for sale in Cottonwood, AZ by monthly payment
Set your monthly budget and see Cottonwood homes with an estimated payment for each listing.
Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
About Cottonwood
A Verde Valley city with a historic Old Town, near Dead Horse Ranch State Park, served by SR 89A and SR 260.
County: Yavapai.
Cottonwood housing costs at a glance
| Population | 12,709 |
|---|---|
| Median value of owner-occupied homes | $324,100 |
| Median monthly owner costs (with a mortgage) | $1,503 |
| Median gross rent | $1,120 |
| Owner-occupied housing rate | 53.6% |
| Mean travel time to work | 19.0 minutes |
Source: U.S. Census Bureau, QuickFacts: Cottonwood city, Arizona (population estimate V2025; housing figures from the American Community Survey 5-year estimates). Figures are area-wide medians, not quotes.
Why search by payment in Cottonwood?
A monthly housing payment usually includes principal and interest plus property taxes and homeowners insurance, and can include mortgage insurance and HOA dues. The MABLS search estimates these for each listing so you can compare homes by payment rather than by price alone.
Opens the MABLS home search. Payments shown there are estimates to help you search, not a loan offer or rate quote. Your actual payment depends on price, down payment, credit, taxes, insurance, HOA, and loan program.
Nearby places
Frequently asked questions
What is the median home value in Cottonwood?
The Census Bureau's median value of owner-occupied homes in Cottonwood is $324,100. That's an area-wide median, and actual listing prices vary.
How does renting compare with owning in Cottonwood?
Census figures show a median gross rent of $1,120 and median monthly owner costs with a mortgage of $1,503. These are medians across all households, including people who bought years ago, so they aren't a quote for a home you buy today.
Can I see Cottonwood homes that fit a specific monthly payment?
Yes. Open the search, set your monthly budget, and filter to Cottonwood. Each listing shows an estimated payment. Estimates aren't a loan offer.
Which county is Cottonwood in?
Cottonwood is in Yavapai County.